Official information about Bankeaz, its technology, features, regulatory model and current availability.

Bankeaz

Official Facts & Product Overview

What is Bankeaz?

Bankeaz is a cross-border financial application developed by Arcadia for people who live, work, study, support families or manage money across multiple countries.

Its purpose is to simplify international banking by bringing eligible accounts, payments, transfers and financial information into a unified mobile experience.

Rather than requiring users to navigate separate banking interfaces for every country, Bankeaz is designed to provide a coordinated view of their financial lives across jurisdictions.

The platform combines a consumer-facing application with financial infrastructure that connects to licensed banking and payment partners.

Bankeaz is currently in controlled pre-launch development and is not yet publicly available as an operational banking service.

Who is Bankeaz designed for?

Bankeaz is designed for internationally mobile individuals and households, including:

Expatriates: people living outside their country of origin.
Diaspora communities: individuals maintaining personal, family or financial relationships across countries.
International professionals: employees, freelancers and entrepreneurs working across borders.
International students: students studying abroad who may need to manage financial relationships in more than one country.
Cross-border families: households sending, receiving or organizing money internationally.
Multi-country banking users: individuals holding or managing accounts across different financial institutions and jurisdictions.

Bankeaz focuses initially on cross-border financial needs involving Europe and Africa, with broader international expansion planned.

What does Bankeaz offer?

Bankeaz is being developed around several complementary financial capabilities.

Multi-country accounts

A unified application designed to access and manage eligible local accounts across supported countries through regulated banking partners.

International transfers

Cross-border payment capabilities intended to simplify transfers between supported countries, accounts and currencies.

Transfer availability, fees, processing times and eligibility will depend on the institutions and payment corridors activated.

UNIQUE Card

A card concept designed to allow users to select which eligible connected account is used for payments, bringing multiple banking relationships into a more consistent payment experience.

UNION

An account aggregation and financial visibility feature designed to bring information from eligible existing bank accounts into one interface.

UNION provides the account visibility layer; the UNIQUE Card provides the separate payment-card functionality.

Spaces

Tools intended to help users organize money by goals, purposes or financial priorities.

Financial services marketplace

A planned distribution layer for complementary services, potentially including insurance, property-related services and other financial products through eligible partners.

All capabilities remain subject to development, technical integration, regulatory requirements and country-specific activation.

How does Bankeaz work?

Bankeaz is based on two complementary technology layers and regulated financial institutions.

Bankeaz — Customer Application

Bankeaz provides the user-facing interface for account visibility, onboarding, payments, transfers and financial organization.

Arcadia Core — Financial Orchestration

Arcadia Core is the underlying multi-country orchestration infrastructure developed to coordinate banking connectivity, transaction processes, financial information and compliance-related workflows.

Regulated Financial Partners

Licensed banks, payment institutions and other authorized financial service providers perform the regulated activities applicable to their services.

These may include opening and maintaining accounts, executing payments, customer verification and handling funds.

The operating principle is straightforward:

Arcadia Core orchestrates. Bankeaz provides the user interface. Licensed financial institutions deliver regulated financial services.

The system is designed to work with different institutions across different jurisdictions without treating every country as an isolated financial experience.

Who develops Bankeaz?

Bankeaz is developed by Arcadia, a financial technology initiative focused on cross-border financial infrastructure and multi-country banking orchestration.

Arcadia designs the underlying technology, integration architecture and operating framework, while Bankeaz serves as its first consumer-facing application.

Arcadia's planned corporate organization includes a Switzerland-based holding structure and operational entities supporting technology development and international deployment.

Corporate incorporation and operational structuring are progressing as part of the project's development.

Bankeaz is the product. Arcadia is the organization and infrastructure behind it.

For more information, visit About Arcadia.

Is Bankeaz a licensed bank?

No. Bankeaz is not a licensed bank and does not provide banking services in its own name.

Its operating model is designed around partnerships with licensed and regulated financial institutions.

Depending on the country and service, regulated partners are responsible for activities falling within their respective authorizations, including account issuance, holding or safeguarding customer funds, payment execution and applicable customer verification.

Arcadia and Bankeaz provide the technology, orchestration and user-facing coordination layers within the applicable contractual and regulatory framework.

The availability of banking services, deposit protection or safeguarding arrangements will depend on the relevant partner, product, jurisdiction and applicable regulations.

No universal deposit-protection amount or banking license should be inferred from the Bankeaz brand or its technology platform.

Is Bankeaz available today?

Bankeaz is currently in its pre-launch phase.

As of October 2026:

Arcadia Core v1.0 has reached its initial development-completion milestone.
The Bankeaz MVP is undergoing internal end-to-end testing and validation of its principal features.
Initial banking infrastructure integration and partner activation remain part of the operational rollout.
Completion of the current product and infrastructure preparation phase is targeted for December 2026.
A first controlled invitation-based testing cohort is planned for January 2027.

These are development targets rather than guarantees of commercial availability.

Bankeaz has not yet launched publicly.

Prospective users can register for early access and receive updates about testing invitations and future availability.

Get early access to Bankeaz

What are Bankeaz's subscription plans?

Bankeaz currently presents three planned subscription tiers:

Plan Published monthly price Positioning

B-Free €0.00 Entry-level account offering
B-Plus €4.99 Expanded multi-country financial features
B-Unique €9.99 Premium international banking experience

These prices describe the currently published plans and do not indicate that subscriptions or financial services are already active.

Plan activation is expected at commercial launch, subject to applicable terms, regulatory partner availability, eligible jurisdictions and final product configuration.

For current pricing information, consult the official Bankeaz pricing page.

Where can I find official Bankeaz information?

The following websites provide the primary official information about the project:

Bankeaz: www.bankeaz.com — application, product features and early-access information.
Arcadia: www.arcadia.bz — company and financial infrastructure information.
About Arcadia: www.bankeaz.com/about-arcadia — information about the organization developing Bankeaz.
Pricing: www.bankeaz.com/pricing — published subscription plans and pricing information.

Information concerning product availability, partner activation, corporate structure or regulatory status may change as development progresses.

This page is intended to provide a factual reference about Bankeaz's identity, product scope, operating model and development status.

For the latest information, refer to the official Bankeaz website.

Regulatory and availability notice

Bankeaz is a technology application developed by Arcadia. It does not provide banking services in its own name. Regulated financial services will be provided by appropriately licensed or authorized partner institutions, subject to the relevant agreements, local regulations and service activation.

Bankeaz remains in controlled pre-launch development. Described or planned features do not constitute a guarantee of present or future availability in any particular jurisdiction.

Join early access

Bankeaz is currently in limited early access before public launch.

Join the waiting list to get access updates and early availability.

JOIN THE WAITING LIST

Download the BANKEAZ app for a 100% mobile banking experience. Available on iOS and Android - public testing by invitation.

Legal documents

Disclaimer

Bankeaz is designed for people living between countries. Availability may vary depending on the user’s jurisdiction of residence.

The Bankeaz app is developed by Arcadia, a company currently being incorporated in Switzerland.

Bankeaz does not provide banking services in its own name. Financial services are provided by licensed and regulated partner institutions, in accordance with applicable laws and regulations.